My name is Jenn, and I'm a 27 year old married and babied chick. In addition to a husband, a seven year old daughter, and a five year old autistic son, I also have four cats, three hermit crabs, two frogs, a few fish, and one snorty little Pug. I work from home doing a variety of writing and even some web design. I love blogging, digital photography and web design.
In my opinion, a credit card is a great thing. You can use it to pay for your gas right at the pump – awesome for parents who don’t want to drag their kids into the store for a less than one minute transaction. You can buy items online. You can pay bills over the phone, which saves the hassle of writing a check and the cost of mailing it. You can pay bills online, rather than tear out and destroy a “used” check.
And best of all, credit cards provide security and other comforts that regular cash just cannot. Think about it – if you get robbed of $200 cash, you’re just out the cash. If you get robbed of a $1000 credit card, all you have to do is call your credit card issuer and report the theft, and you’re off the hook for any transactions that might take place.
Of course, credit cards have their downsides, too. If you’re not careful, you can get in over your head with payments, fees and interest rates.
But, it’s all about being responsible. If you have a credit card, use it for what you need, and only splurge on something if you’re absolutely sure you can make the payments for it!
And while you’re at it, check out moneyeverything.com – a site about credit cards and Credit Card UK.
This is a sponsored post.
Absolutely so! Being responsible and rational, that’s about all to be on a frien
dly feet with your credit company.
But not just every cardholder realizes it and applies for credit card just to be
swalloyed up by debt