I love my mortgage. I really do. Without Mortgages, most of us homeowners would simply not be homeowners. I have to admit, I seethe a little bit when I think of the fact that we have a very high interest rate on our mortgage – about 16%, to be exact. You see, lenders like to punish people with bad credit history over and over and over and over. They then punish a bit more – with MORE fees and even HIGHER interest rates – if people with already bad credit happen to fall behind on their mortgages, secured loans or personal loans.
But really, what do you expect? When you’re gouging people so much already, how can you NOT expect them to slip up at least once or twice?


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