Like anything else, payday loans have their place. While I don’t recommend pay day loans as a financial solution to be used at the drop of a hat, I do recommend that cash advance loans are a good solution if you are in a bind, and don’t have a family member or friend you could borrow interest-free money from.
In the past, Dan and I have used cash advances to get ourselves out of extremely tight situations. There was the time when our auto finance company took a double payment, which caused two bounce fees, and dragged out the apology and refund process for almost two weeks. In the meantime, we NEEDED the $400 that had been tied up. So we used a cash advance to squeeze by during that stressful period.
If you need a cash advance, relax in the knowledge that they’re relatively easy to get. You simply submit basic information, including your checking account information and place of employment, and specify the amount of the loan you would like, and when you can pay it back. Once the verification process is complete, the money is deposited directly into your bank account. This is usually done in as little as two to three business days, but can also sometimes be done on the same day.


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